Dave Ramsey’s 7 Baby Steps will show you how to save for emergencies, pay off all your debts, and build wealth.
Decide which baby steps are important to you and make a plan and work it — one step at a time:
Save $1,000 for your starter emergency fund.
Pay off all debt (except the house) using the debt snowball.
Save 3–6 months of expenses in a fully funded emergency fund.
Invest 15% of your household income in retirement.
Save for your children’s college fund.
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