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Dave Ramsey Recommends…

Dave Ramsey’s 7 Baby Steps will show you how to save for emergencies, pay off all your debts, and build wealth.

Decide which baby steps are important to you and make a plan and work it — one step at a time:

BABY STEP 1

Save $1,000 for your starter emergency fund.

BABY STEP 2

Pay off all debt (except the house) using the debt snowball.

BABY STEP 3

Save 3–6 months of expenses in a fully funded emergency fund.

BABY STEP 4

Invest 15% of your household income in retirement.

BABY STEP 5

Save for your children’s college fund.

BABY STEP 6

Pay off your home early.

BABY STEP 7

Build wealth and give.

                                    

The Dave Ramsey Show

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